Closing Costs

Don't forget to factor in closing costs when considering a home sale or purchase. Rush Point Realty, LLC is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 763-689-5343 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Anticipated closing costs

There are certain basic expenses associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Minnesota to help lead you through your transaction.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for. 

Buyers: When buying a home in Chisago County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not stunned when you reach the closing appointment. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.


Victoria  Frieberg

Stanchfield, MN
Phone:
612-369-3746
rushhome@ecenet.com

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